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What Is Personal Injury Protection Insurance PIPI, Do You Need It

What Is Personal Injury Protection Insurance PIPI, Do You Need It

 

What Is Personal Injury Protection Insurance PIPI, Do You Need It

hi welcome to my Channel please like comment and subscribe what is personal injury protection or pip and do you need it if you get into a car accident there's a chance you or your passengers could suffer an injury personal injury protection or pip can cover injuries to you and your passengers no matter who cost the incident many states require pip as part of their no Vault auto insurance laws which limits your ability to assume for a car crash injuries even if you're not required to buy pip it can be part of a good car insurance policy if it's available where you live or test

 

personal injury protection cover pip is where generally covers medical expenses from a car accidents which was due to the injuries Rehabilitation cost replacement services for things you cannot do for yourself or your family because of the accident such as house cleaning and child care and then funeral expenses and survival benefits a goal of VIP is provide prompt payment forecast for car accidents injuries because pip claims are paid regardless of will cost of incidents there's no way they can run for early ability lawsuit against someone else to be resolved what is not covered by personal injury protection pip insurance does not cover bodily injuries to the other driver and their passengers injuries in an accident if you are driving for work purposes injuries from an accident while committing a crime damage to someone else's property to measure your vehicle and then do I need personal injury protection some states require drivers to have Pip it is a it is an optional coverage in other states and not available in others instead

 

where pip is optional it's generally a good coverage to have that's because bib can help cover expenses such as your health insurance deductible let's reach us and replacement services for tasks you cannot perform due to your injuries such as child care or house cleaning personal injury protection requirements pasted pip is required in 15 states as part of novault insurance laws which generally require you to make some more injury claims on your own pip insurance pip is an optional coverage in war stages and District of Columbia and not available in other states noval states where pip is required states that require pip as part of no Vault car insurance are Florida Hawaii Kansas Kentucky it serves a choices of New Wealth or some ability to issue Anonymous accused Michigan Minnesota news Jersey it's offers a choice of new world or some ability tissue and in New York North Dakota Pennsylvania it's always a choice of no world or some ability to shoot and then OTA other states where pip is required other states that require pap Delaware Maryland Oregon stats where pip is optimal state will be happy is optimal or such as eye cancers Connecticut District of Columbia Texas Washington and an alternative to pip if yours this requires personal injury protection coverage you haven't a choice but to buy it if pip is optional where you live you might choose to decline it if you have a good health insurance plan that you would use for car accident injuries still pib has some perks that help Insurance run one hour such as reimbursement for the switches and payments for services you can do such as house cleaning but pip doesn't cover an injury related expenses if you get into a car accident for example if you cause an accident that result in injuries to others you'll need to tap the bodily injury portion of your liability care insurance the ability care insurance also covers your legal cost settlements and judgment if you are sued because of a car accidents thank you for watching don't forget to like comment and subscribe

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