Auto Insurance Terms - Learning the Jargon Can Save You Money
Auto Insurance Terms - Learning the Jargon Can Save You Money
Is all that car insurance lingo Greek to you? If so, don't feel bad. It is for many people. And while knowing the meanings of all those words and phrases may not seem all that important, it really is to your advantage to learn the definitions of the most common auto insurance terms.
For doing so can result in not only ensuring you have adequate coverage (which ultimately is your responsibility), but this knowledge can also help you find areas in which you can save money on your premiums. Let's take a look at a few examples below.
Do you know the difference between a "passive alarm" and a "non-passive" alarm and do you have one installed in your vehicle? This one factor alone can earn you an auto insurance discount with many insurance carriers.
What about "combined policies"? Do you or your spouse have an existing homeowner's policy with an insurer that also underwrites car insurance policies? If so, inquire about a combined policy discount. This is yet another great way you can receive affordable car insurance quotes.
Do you know what the term "stacked" means in reference to coverage limits? Stacked versus "unstacked" coverage limits is something you need to be aware of when comparing quotes from various insurance companies.
Are you familiar with "Defensive Driver Courses"? Did you know completing one not only makes you a better driver and safer on the streets, but also may qualify you for discount car insurance?
The above examples are just a few of the important elements that affect your car insurance premiums that you will learn about by reviewing an auto insurance glossary. So before you request any quotes, be sure to brush up on your car insurance terms. You'll be glad you did!
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